Point Valuations

55 programs · CPP blended from three independent sources · enter your balance to get the dollar value

Points Calculator

Pick a program, enter your balance, and see the redemption value in dollars.

1. Select your loyalty program

Scroll to see all 55 programs

2. Enter your points balance

Select a program to estimate its value

Pick a loyalty program above, then enter your balance.

What is Cents Per Point (CPP)?

CPP measures the value you get per point when redeeming. For example, if 50,000 points books a $750 flight, that's 1.5¢ per point. Higher CPP = better value. We recommend aiming for at least 1.5¢ per point.

This is a redemption value, not a purchase price. Issuers typically sell points or miles directly at 2 to 3x the redemption value (their markup), so a program valued here at 1.4¢ per mile may show up on the issuer's buy-miles page at roughly 3.5¢. Those numbers are not in conflict; they measure different things.

All Program Valuations

55 programs

Accor Live Limitless

hotelpoints

2.1¢/pt

100k worth $2,130FM 2.2 / OMAAT 2 / UP 2.2Ask Advisor

Amex Membership Rewards

bankpoints

1.8¢/pt

100k worth $1,800FM 1.5 / OMAAT 1.7 / UP 2.2Ask Advisor

Bilt Rewards

bankpoints

1.8¢/pt

100k worth $1,750FM 1.55 / OMAAT 1.7 / UP 2Ask Advisor

Chase Ultimate Rewards

bankpoints

1.7¢/pt

100k worth $1,730FM 1.5 / OMAAT 1.7 / UP 2Ask Advisor

World of Hyatt

hotelpoints

1.7¢/pt

100k worth $1,680FM 1.7 / OMAAT 1.5 / UP 1.5Ask Advisor

Capital One Miles

bankmiles

1.6¢/pt

100k worth $1,650FM 1.45 / OMAAT 1.7 / UP 1.8Ask Advisor

Citi ThankYou

bankpoints

1.6¢/pt

100k worth $1,600FM 1.5 / OMAAT 1.7 / UP 1.6Ask Advisor

Hawaiian Miles

airlinemiles

1.5¢/pt

100k worth $1,500FM 1.51 sourceAsk Advisor

Transfer Partner Guide

Bank points can be transferred to airline and hotel loyalty programs. Here are all the transfer options:

Chase Ultimate Rewards

13 transfer partners

Aer Lingus AerClub

airline1:1

Air France/KLM Flying Blue

airline1:1

British Airways Club (Avios)

airline1:1

Iberia Club (Avios)

airline1:1

JetBlue TrueBlue

airline1:1

Singapore KrisFlyer

airline1:1

Southwest Rapid Rewards

airline1:1

United MileagePlus

airline1:1

Virgin Atlantic Flying Club+30% bonus active

airline1:1

World of Hyatt

hotel1:1

IHG One Rewards

hotel1:1

Marriott Bonvoy+55% bonus active

hotel1:1

Wyndham Rewards

hotel1:1

Amex Membership Rewards

19 transfer partners

Aer Lingus AerClub

airline1:1

Aeromexico Rewards

airline1:1.6

Air France/KLM Flying Blue+25% bonus active

airline1:1

ANA Mileage Club

airline1:1

Avianca LifeMiles

airline1:1

British Airways Club (Avios)

airline1:1

Cathay Asia Miles

airline5:4

Delta SkyMiles

airline1:1

Emirates Skywards

airline5:4

Etihad Guest

airline1:1

Iberia Club (Avios)

airline1:1

JetBlue TrueBlue

airline5:4

Qantas Frequent Flyer

airline1:1

Qatar Privilege Club (Avios)

airline1:1

Singapore KrisFlyer

airline1:1

Virgin Atlantic Flying Club

airline1:1

Choice Privileges

hotel1:1

Hilton Honors

hotel1:2

Marriott Bonvoy+20% bonus active

hotel1:1

Citi ThankYou

19 transfer partners

American AAdvantage

airline1:1

Aeromexico Rewards

airline1:1

Air France/KLM Flying Blue

airline1:1

Avianca LifeMiles

airline1:1

Cathay Asia Miles

airline1:1

Emirates Skywards

airline5:4

Etihad Guest

airline1:1

EVA Air Infinity MileageLands

airline1:1

JetBlue TrueBlue

airline1:1

Qantas Frequent Flyer

airline1:1

Qatar Privilege Club (Avios)

airline1:1

Singapore KrisFlyer

airline1:1

Thai Royal Orchid Plus

airline1:1

Turkish Miles&Smiles

airline1:1

Virgin Atlantic Flying Club

airline1:1

Accor ALL

hotel2:1

Choice Privileges

hotel1:1.5

Leading Hotels of the World

hotel5:1

Wyndham Rewards

hotel1:1

Capital One Miles

21 transfer partners

Aeromexico Rewards

airline1:1

Air France/KLM Flying Blue

airline1:1

Avianca LifeMiles

airline1:1

British Airways Club (Avios)

airline1:1

Cathay Asia Miles

airline1:1

Emirates Skywards

airline4:3

Etihad Guest

airline1:1

EVA Air Infinity MileageLands

airline4:3

Finnair Plus

airline1:1

Japan Airlines Mileage Bank

airline4:3

JetBlue TrueBlue

airline5:3

Qantas Frequent Flyer

airline1:1

Qatar Privilege Club (Avios)

airline1:1

Singapore KrisFlyer

airline1:1

TAP Air Portugal Miles&Go

airline1:1

Turkish Miles&Smiles

airline1:1

Virgin Red

airline1:1

Accor ALL

hotel2:1

Choice Privileges

hotel1:1

Preferred Hotels I Prefer

hotel1:2

Wyndham Rewards

hotel1:1

Bilt Rewards

23 transfer partners

Aer Lingus AerClub

airline1:1

Air France/KLM Flying Blue

airline1:1

Alaska Atmos Rewards

airline1:1

Avianca LifeMiles

airline1:1

British Airways Club (Avios)

airline1:1

Cathay Asia Miles

airline1:1

Emirates Skywards

airline1:1

Etihad Guest

airline1:1

Iberia Club (Avios)

airline1:1

Japan Airlines Mileage Bank

airline1:1

Qatar Privilege Club (Avios)

airline1:1

Southwest Rapid Rewards

airline1:1

Spirit Free Spirit

airline1:1

TAP Air Portugal Miles&Go

airline1:1

Turkish Miles&Smiles

airline1:1

United MileagePlus

airline1:1

Virgin Atlantic Flying Club

airline1:1

World of Hyatt

hotel1:1

Hilton Honors

hotel1:1

Marriott Bonvoy

hotel1:1

IHG One Rewards

hotel1:1

Wyndham Rewards

hotel1:1

Accor ALL

hotel3:2

Wells Fargo Rewards

10 transfer partners

Aer Lingus AerClub

airline1:1

Air France/KLM Flying Blue

airline1:1

Avianca LifeMiles

airline1:1

British Airways Club (Avios)

airline1:1

Cathay Asia Miles

airline1:1

Iberia Club (Avios)

airline1:1

JetBlue TrueBlue

airline1:1

Virgin Atlantic Flying Club

airline1:1

Choice Privileges

hotel1:2

Wyndham Rewards

hotel1:2