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Chase Sapphire Preferred
Chase
Chase
4.7
American Express Gold Card
American Express
American Express
4.8
Capital One Venture X
Capital One
Capital One
4.8
Annual Fee
$95
$250
$395
Sign-Up Bonus
60,000 points
$1,200 value
60,000 points
$1,200 value
75,000 miles
$1,350 value
Min Spend
$4,000 in 3 mo
$6,000 in 6 mo
$4,000 in 3 mo
Category
travel
travel
travel
dining
3x
flights
3x
5x
groceries
3x
4x
hotels
10x
other
1x
1x
2x
restaurants
4x
streaming
3x
travel
5x
Benefits
$50 hotel credit via Ultimate Rewards
Trip cancellation insurance
No foreign transaction fees
Transfer to 10+ airline & hotel partners
$120 dining credit
$120 Uber Cash
$100 hotel credit
$300 annual travel credit
10,000 anniversary miles
Capital One Lounges
Priority Pass
Global Entry/TSA PreCheck