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U.S. Bank Altitude Reserve Visa Infinite vs World of Hyatt Business Credit Card

Both are well-respected travel cards. The U.S. Bank Altitude Reserve Visa Infinite comes from U.S. Bank at $400/yr; the World of Hyatt Business Credit Card from Chase at $199/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the World of Hyatt Business Credit Card is the stronger pick today — the sign-up bonus is meaningfully larger ($525 more in estimated value) than the U.S. Bank Altitude Reserve Visa Infinite's. Get the World of Hyatt Business Credit Card first; revisit the U.S. Bank Altitude Reserve Visa Infinite after you've earned that bonus.

FeatureU.S. Bank Altitude Reserve Visa InfiniteWorld of Hyatt Business Credit Card
Annual fee$400$199
Sign-up bonus50,000 points75,000 points
Bonus value (est.)$750$1,275
Min spend to unlock bonus$4,500 in 3 mo$7,500 in 3 mo
IssuerU.S. BankChase
Card categorytravelbusiness
Best earning category (Travel_mobile_wallet)5x1x
Transfer partnersNoneworld-of-hyatt
Headline benefits
  • $325 annual travel credit
  • 5x mobile wallet travel + dining
  • 8 Priority Pass visits/year
  • 12 Gogo in-flight passes
  • $100 Hyatt credits annually
  • 5 elite night credits
  • Top-3 categories at 2x
  • 10% points rebate up to 200k
Read the full review
U.S. Bank Altitude Reserve Visa Infinite
$400/yr · 50,000 points
Read the full review
World of Hyatt Business Credit Card
$199/yr · 75,000 points

Editorial take: U.S. Bank Altitude Reserve Visa Infinite

The hidden-gem premium card for mobile-wallet users — 5x on travel + dining via Apple Pay or Google Pay is the strongest single earning multiplier available. The $325 travel credit applies broadly (almost anything coded as travel or dining). Worth the $400 fee for anyone who taps to pay.

Editorial take: World of Hyatt Business Credit Card

The strongest hotel business card if you actually stay at Hyatts. Five elite night credits + top-3-categories earning + the $100 in Hyatt credits make it pay for its $199 fee for almost any Hyatt-leaning traveler. Underrated.

Common questions

Which card has the bigger sign-up bonus, U.S. Bank Altitude Reserve Visa Infinite or World of Hyatt Business Credit Card?
The World of Hyatt Business Credit Card has the bigger bonus — 75,000 points, worth roughly $1,275, versus 50,000 points (~$750) on the U.S. Bank Altitude Reserve Visa Infinite.
Is the U.S. Bank Altitude Reserve Visa Infinite's $400 annual fee worth it compared to the World of Hyatt Business Credit Card?
At $400/yr, the U.S. Bank Altitude Reserve Visa Infinite is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the World of Hyatt Business Credit Card's — pick the one whose perks you'll actually use.
Can I have both the U.S. Bank Altitude Reserve Visa Infinite and World of Hyatt Business Credit Card?
Yes, since they're from different issuers (U.S. Bank and Chase) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the U.S. Bank Altitude Reserve Visa Infinite or the World of Hyatt Business Credit Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. U.S. Bank Altitude Reserve Visa Infinite: $4,500 spend in 3 months. World of Hyatt Business Credit Card: $7,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.