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Southwest Rapid Rewards Priority vs Wells Fargo Autograph Card

Both are well-respected travel cards. The Southwest Rapid Rewards Priority comes from Chase at $149/yr; the Wells Fargo Autograph Card from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureSouthwest Rapid Rewards PriorityWells Fargo Autograph Card
Annual fee$149$0
Sign-up bonus50,000 points20,000 points
Bonus value (est.)$700$200
Min spend to unlock bonus$1,000 in 3 mo$1,000 in 3 mo
IssuerChaseWells Fargo
Card categoryairlinetravel
Best earning category (Southwest)3x1x
Transfer partnersNoneNone
Headline benefits
  • 7,500 anniversary points
  • $75 annual travel credit
  • 4 upgraded boardings/year
  • Low $1,000 minimum spend
  • 3x on 6 broad categories
  • No annual fee
  • No FX fees
  • Cell phone protection
Read the full review
Southwest Rapid Rewards Priority
$149/yr · 50,000 points
Read the full review
Wells Fargo Autograph Card
$0/yr · 20,000 points

Editorial take: Southwest Rapid Rewards Priority

If Southwest is your airline, this is the card to have. The anniversary points and $75 travel credit nearly cover the annual fee, and the low $1,000 minimum spend makes the bonus easy to earn.

Editorial take: Wells Fargo Autograph Card

The best no-annual-fee card for everyday spend in 2026. 3x on six broad categories with no caps trumps almost every other free card. Pair with the Autograph Journey if you want transferable points.

Common questions

Which card has the bigger sign-up bonus, Southwest Rapid Rewards Priority or Wells Fargo Autograph Card?
The Southwest Rapid Rewards Priority has the bigger bonus — 50,000 points, worth roughly $700, versus 20,000 points (~$200) on the Wells Fargo Autograph Card.
Is the Southwest Rapid Rewards Priority's $149 annual fee worth it compared to the Wells Fargo Autograph Card?
At $149/yr, the Southwest Rapid Rewards Priority is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Wells Fargo Autograph Card's — pick the one whose perks you'll actually use.
Can I have both the Southwest Rapid Rewards Priority and Wells Fargo Autograph Card?
Yes, since they're from different issuers (Chase and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Southwest Rapid Rewards Priority or the Wells Fargo Autograph Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Southwest Rapid Rewards Priority: $1,000 spend in 3 months. Wells Fargo Autograph Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.