Editorial take: IHG One Rewards Premier
A solid hotel card if you stay at IHG properties regularly. The free night award and 4th night free on award stays can easily offset the $99 annual fee.
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Side-by-side
IHG One Rewards Premier vs Marriott Bonvoy Boundless
Both are hotel travel cards. The IHG One Rewards Premier comes from Chase at $99/yr; the Marriott Bonvoy Boundless from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
Both cards come from Chase and target hotel spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The IHG One Rewards Premier costs $4 more per year — only worth it if you'll actually use the upgraded perks.
| Feature | IHG One Rewards Premier | Marriott Bonvoy Boundless |
|---|---|---|
| Annual fee | $99 | $95 |
| Sign-up bonus | 140,000 points | 4 Free Night Awards |
| Bonus value (est.) | $700 | $980 |
| Min spend to unlock bonus | $3,000 in 3 mo | $3,000 in 3 mo |
| Issuer | Chase | Chase |
| Card category | hotel | hotel |
| Best earning category (Ihg) | 10x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
IHG One Rewards Premier
$99/yr · 140,000 points
Read the full review
Marriott Bonvoy Boundless
$95/yr · 4 Free Night Awards
Editorial take: Marriott Bonvoy Boundless
One of our favorite keeper cards. The free night award on every card anniversary easily exceeds the $95 fee, and the 15 elite qualifying nights help you reach Marriott status faster.
Common questions
- Which card has the bigger sign-up bonus, IHG One Rewards Premier or Marriott Bonvoy Boundless?
- The Marriott Bonvoy Boundless has the bigger bonus — 4 Free Night Awards, worth roughly $980, versus 140,000 points (~$700) on the IHG One Rewards Premier.
- Is the IHG One Rewards Premier's $99 annual fee worth it compared to the Marriott Bonvoy Boundless?
- At $99/yr, the IHG One Rewards Premier is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Marriott Bonvoy Boundless's — pick the one whose perks you'll actually use.
- Can I have both the IHG One Rewards Premier and Marriott Bonvoy Boundless?
- Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the IHG One Rewards Premier or the Marriott Bonvoy Boundless first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. IHG One Rewards Premier: $3,000 spend in 3 months. Marriott Bonvoy Boundless: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.