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Chase Ink Business Premier vs Wells Fargo Autograph Card

Both are well-respected travel cards. The Chase Ink Business Premier comes from Chase at $195/yr; the Wells Fargo Autograph Card from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Ink Business Premier is the stronger pick today — the sign-up bonus is meaningfully larger ($1,800 more in estimated value) than the Wells Fargo Autograph Card's. Get the Chase Ink Business Premier first; revisit the Wells Fargo Autograph Card after you've earned that bonus.

FeatureChase Ink Business PremierWells Fargo Autograph Card
Annual fee$195$0
Sign-up bonus100,000 points20,000 points
Bonus value (est.)$2,000$200
Min spend to unlock bonus$10,000 in 3 mo$1,000 in 3 mo
IssuerChaseWells Fargo
Card categorybusinesstravel
Best earning category (Travel_chase)5x1x
Transfer partnerschase-urNone
Headline benefits
  • 100k bonus (one of largest)
  • 2.5x on $5k+ purchases
  • 5x Chase Travel
  • Pay-in-full (no APR)
  • 3x on 6 broad categories
  • No annual fee
  • No FX fees
  • Cell phone protection
Read the full review
Chase Ink Business Premier
$195/yr · 100,000 points
Read the full review
Wells Fargo Autograph Card
$0/yr · 20,000 points

Editorial take: Chase Ink Business Premier

Chase's premium business card filling the gap above Ink Business Preferred. The 2.5x on large purchases is unique among UR-earning cards — perfect for businesses that drop $5k+ on equipment, software, or contractors monthly. Pay-in-full required.

Editorial take: Wells Fargo Autograph Card

The best no-annual-fee card for everyday spend in 2026. 3x on six broad categories with no caps trumps almost every other free card. Pair with the Autograph Journey if you want transferable points.

Common questions

Which card has the bigger sign-up bonus, Chase Ink Business Premier or Wells Fargo Autograph Card?
The Chase Ink Business Premier has the bigger bonus — 100,000 points, worth roughly $2,000, versus 20,000 points (~$200) on the Wells Fargo Autograph Card.
Is the Chase Ink Business Premier's $195 annual fee worth it compared to the Wells Fargo Autograph Card?
At $195/yr, the Chase Ink Business Premier is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Wells Fargo Autograph Card's — pick the one whose perks you'll actually use.
Can I have both the Chase Ink Business Premier and Wells Fargo Autograph Card?
Yes, since they're from different issuers (Chase and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Chase Ink Business Premier or the Wells Fargo Autograph Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Premier: $10,000 spend in 3 months. Wells Fargo Autograph Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.