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Chase Ink Business Premier vs U.S. Bank Altitude Reserve Visa Infinite

Both are well-respected travel cards. The Chase Ink Business Premier comes from Chase at $195/yr; the U.S. Bank Altitude Reserve Visa Infinite from U.S. Bank at $400/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Ink Business Premier is the stronger pick today — the sign-up bonus is meaningfully larger ($1,250 more in estimated value) than the U.S. Bank Altitude Reserve Visa Infinite's. Get the Chase Ink Business Premier first; revisit the U.S. Bank Altitude Reserve Visa Infinite after you've earned that bonus.

FeatureChase Ink Business PremierU.S. Bank Altitude Reserve Visa Infinite
Annual fee$195$400
Sign-up bonus100,000 points50,000 points
Bonus value (est.)$2,000$750
Min spend to unlock bonus$10,000 in 3 mo$4,500 in 3 mo
IssuerChaseU.S. Bank
Card categorybusinesstravel
Best earning category (Travel_chase)5x1x
Transfer partnerschase-urNone
Headline benefits
  • 100k bonus (one of largest)
  • 2.5x on $5k+ purchases
  • 5x Chase Travel
  • Pay-in-full (no APR)
  • $325 annual travel credit
  • 5x mobile wallet travel + dining
  • 8 Priority Pass visits/year
  • 12 Gogo in-flight passes
Read the full review
Chase Ink Business Premier
$195/yr · 100,000 points
Read the full review
U.S. Bank Altitude Reserve Visa Infinite
$400/yr · 50,000 points

Editorial take: Chase Ink Business Premier

Chase's premium business card filling the gap above Ink Business Preferred. The 2.5x on large purchases is unique among UR-earning cards — perfect for businesses that drop $5k+ on equipment, software, or contractors monthly. Pay-in-full required.

Editorial take: U.S. Bank Altitude Reserve Visa Infinite

The hidden-gem premium card for mobile-wallet users — 5x on travel + dining via Apple Pay or Google Pay is the strongest single earning multiplier available. The $325 travel credit applies broadly (almost anything coded as travel or dining). Worth the $400 fee for anyone who taps to pay.

Common questions

Which card has the bigger sign-up bonus, Chase Ink Business Premier or U.S. Bank Altitude Reserve Visa Infinite?
The Chase Ink Business Premier has the bigger bonus — 100,000 points, worth roughly $2,000, versus 50,000 points (~$750) on the U.S. Bank Altitude Reserve Visa Infinite.
Is the Chase Ink Business Premier's $195 annual fee worth it compared to the U.S. Bank Altitude Reserve Visa Infinite?
At $195/yr, the Chase Ink Business Premier is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Altitude Reserve Visa Infinite's — pick the one whose perks you'll actually use.
Can I have both the Chase Ink Business Premier and U.S. Bank Altitude Reserve Visa Infinite?
Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Chase Ink Business Premier or the U.S. Bank Altitude Reserve Visa Infinite first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Premier: $10,000 spend in 3 months. U.S. Bank Altitude Reserve Visa Infinite: $4,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.