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Chase Ink Business Premier vs IHG One Rewards Premier

Both are well-respected travel cards. The Chase Ink Business Premier comes from Chase at $195/yr; the IHG One Rewards Premier from Chase at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Ink Business Premier is the stronger pick today — the sign-up bonus is meaningfully larger ($1,075 more in estimated value) than the IHG One Rewards Premier's. Get the Chase Ink Business Premier first; revisit the IHG One Rewards Premier after you've earned that bonus.

FeatureChase Ink Business PremierIHG One Rewards Premier
Annual fee$195$99
Sign-up bonus100,000 points185,000 points
Bonus value (est.)$2,000$925
Min spend to unlock bonus$10,000 in 3 mo$3,000 in 3 mo
IssuerChaseChase
Card categorybusinesshotel
Best earning category (Travel_chase)5x1x
Transfer partnerschase-urNone
Headline benefits
  • 100k bonus (one of largest)
  • 2.5x on $5k+ purchases
  • 5x Chase Travel
  • Pay-in-full (no APR)
  • Free night award annually
  • Platinum Elite status
  • 4th night free on awards
  • 10x at IHG properties
Read the full review
Chase Ink Business Premier
$195/yr · 100,000 points
Read the full review
IHG One Rewards Premier
$99/yr · 185,000 points

Editorial take: Chase Ink Business Premier

Chase's premium business card filling the gap above Ink Business Preferred. The 2.5x on large purchases is unique among UR-earning cards — perfect for businesses that drop $5k+ on equipment, software, or contractors monthly. Pay-in-full required.

Editorial take: IHG One Rewards Premier

A solid hotel card if you stay at IHG properties regularly. The free night award and 4th night free on award stays can easily offset the $99 annual fee.

Common questions

Which card has the bigger sign-up bonus, Chase Ink Business Premier or IHG One Rewards Premier?
The Chase Ink Business Premier has the bigger bonus — 100,000 points, worth roughly $2,000, versus 185,000 points (~$925) on the IHG One Rewards Premier.
Is the Chase Ink Business Premier's $195 annual fee worth it compared to the IHG One Rewards Premier?
At $195/yr, the Chase Ink Business Premier is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the IHG One Rewards Premier's — pick the one whose perks you'll actually use.
Can I have both the Chase Ink Business Premier and IHG One Rewards Premier?
Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Chase Ink Business Premier or the IHG One Rewards Premier first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Premier: $10,000 spend in 3 months. IHG One Rewards Premier: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.