RewardZ Travel
All credit cards
Side-by-side

Chase Ink Business Premier vs Chase Sapphire Reserve

Both are well-respected travel cards. The Chase Ink Business Premier comes from Chase at $195/yr; the Chase Sapphire Reserve from Chase at $795/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Sapphire Reserve is the stronger pick today — the sign-up bonus is meaningfully larger ($1,000 more in estimated value) than the Chase Ink Business Premier's. Get the Chase Sapphire Reserve first; revisit the Chase Ink Business Premier after you've earned that bonus.

FeatureChase Ink Business PremierChase Sapphire Reserve
Annual fee$195$795
Sign-up bonus100,000 points150,000 points
Bonus value (est.)$2,000$3,000
Min spend to unlock bonus$10,000 in 3 mo$6,000 in 3 mo
IssuerChaseChase
Card categorybusinesstravel
Best earning category (Travel_chase)5x1x
Transfer partnerschase-urchase-ur
Headline benefits
  • 100k bonus (one of largest)
  • 2.5x on $5k+ purchases
  • 5x Chase Travel
  • Pay-in-full (no APR)
  • $300 annual travel credit
  • Priority Pass lounges
  • 10x on flights via Chase
  • Global Entry/TSA PreCheck
Read the full review
Chase Ink Business Premier
$195/yr · 100,000 points
Read the full review
Chase Sapphire Reserve
$795/yr · 150,000 points

Editorial take: Chase Ink Business Premier

Chase's premium business card filling the gap above Ink Business Preferred. The 2.5x on large purchases is unique among UR-earning cards — perfect for businesses that drop $5k+ on equipment, software, or contractors monthly. Pay-in-full required.

Editorial take: Chase Sapphire Reserve

Recently revamped with over $3,000 in annual credits and perks. If you travel three or more times a year and live near an airport with a Sapphire lounge, this card is a smart choice.

Common questions

Which card has the bigger sign-up bonus, Chase Ink Business Premier or Chase Sapphire Reserve?
The Chase Sapphire Reserve has the bigger bonus — 150,000 points, worth roughly $3,000, versus 100,000 points (~$2,000) on the Chase Ink Business Premier.
Is the Chase Ink Business Premier's $195 annual fee worth it compared to the Chase Sapphire Reserve?
At $195/yr, the Chase Ink Business Premier is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Sapphire Reserve's — pick the one whose perks you'll actually use.
Can I have both the Chase Ink Business Premier and Chase Sapphire Reserve?
Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Chase Ink Business Premier or the Chase Sapphire Reserve first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Premier: $10,000 spend in 3 months. Chase Sapphire Reserve: $6,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.