Both are well-respected travel cards. The Hawaiian Airlines World Elite Mastercard comes from Bank of America at $99/yr; the Hilton Honors American Express Aspire from American Express at $550/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Hawaiian Airlines World Elite Mastercard | Hilton Honors American Express Aspire |
|---|---|---|
| Annual fee | $99 | $550 |
| Sign-up bonus | 70,000 miles | 150,000 points |
| Bonus value (est.) | $980 | $750 |
| Min spend to unlock bonus | $2,000 in 3 mo | $6,000 in 6 mo |
| Issuer | Bank of America | American Express |
| Card category | airline | hotel |
| Best earning category (Hawaiian) | 3x | 1x |
| Transfer partners | hawaiian-miles | None |
| Headline benefits |
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Niche card unless you fly Hawaii regularly. Note: Hawaiian + Alaska have merged loyalty into Atmos Rewards in 2025; the long-term direction of this card is in transition. Worth tracking if you're Hawaii-bound multiple times a year.
Pretty much a no-brainer if you stay at Hilton hotels. The $550 annual fee pays for itself with just the free night reward alone, which can be used at any standard room property — even $1,000+ per night hotels.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.
