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Hawaiian Airlines World Elite Mastercard vs Chase Sapphire Preferred

Both are well-respected travel cards. The Hawaiian Airlines World Elite Mastercard comes from Bank of America at $99/yr; the Chase Sapphire Preferred from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Sapphire Preferred is the stronger pick today — the sign-up bonus is meaningfully larger ($520 more in estimated value) than the Hawaiian Airlines World Elite Mastercard's. Get the Chase Sapphire Preferred first; revisit the Hawaiian Airlines World Elite Mastercard after you've earned that bonus.

FeatureHawaiian Airlines World Elite MastercardChase Sapphire Preferred
Annual fee$99$95
Sign-up bonus70,000 miles75,000 points
Bonus value (est.)$980$1,500
Min spend to unlock bonus$2,000 in 3 mo$5,000 in 3 mo
IssuerBank of AmericaChase
Card categoryairlinetravel
Best earning category (Hawaiian)3x1x
Transfer partnershawaiian-mileschase-ur
Headline benefits
  • $100 companion discount
  • Free checked bag
  • 5k anniversary miles
  • Hawaii routing
  • 5x on travel booked via Chase
  • 3x on dining & streaming
  • $50 annual hotel credit
  • Transfer to 10+ partners
Read the full review
Hawaiian Airlines World Elite Mastercard
$99/yr · 70,000 miles
Read the full review
Chase Sapphire Preferred
$95/yr · 75,000 points

Editorial take: Hawaiian Airlines World Elite Mastercard

Niche card unless you fly Hawaii regularly. Note: Hawaiian + Alaska have merged loyalty into Atmos Rewards in 2025; the long-term direction of this card is in transition. Worth tracking if you're Hawaii-bound multiple times a year.

Editorial take: Chase Sapphire Preferred

The best starter travel card, period. Transferable points, solid bonus categories, and a low annual fee make this the card we recommend to almost everyone getting into the points game.

Common questions

Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Mastercard or Chase Sapphire Preferred?
The Chase Sapphire Preferred has the bigger bonus — 75,000 points, worth roughly $1,500, versus 70,000 miles (~$980) on the Hawaiian Airlines World Elite Mastercard.
Is the Hawaiian Airlines World Elite Mastercard's $99 annual fee worth it compared to the Chase Sapphire Preferred?
At $99/yr, the Hawaiian Airlines World Elite Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Sapphire Preferred's — pick the one whose perks you'll actually use.
Can I have both the Hawaiian Airlines World Elite Mastercard and Chase Sapphire Preferred?
Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Hawaiian Airlines World Elite Mastercard or the Chase Sapphire Preferred first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Mastercard: $2,000 spend in 3 months. Chase Sapphire Preferred: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.