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Wyndham Rewards Earner Plus Card vs Wells Fargo Autograph Card

Both are well-respected travel cards. The Wyndham Rewards Earner Plus Card comes from Barclays at $75/yr; the Wells Fargo Autograph Card from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureWyndham Rewards Earner Plus CardWells Fargo Autograph Card
Annual fee$75$0
Sign-up bonus60,000 points20,000 points
Bonus value (est.)$600$200
Min spend to unlock bonus$1,000 in 3 mo$1,000 in 3 mo
IssuerBarclaysWells Fargo
Card categoryhoteltravel
Best earning category (Wyndham)6x1x
Transfer partnerswyndham-rewardsNone
Headline benefits
  • 7,500 anniversary points
  • Platinum status
  • Vacasa redemptions
  • 4x gas + groceries
  • 3x on 6 broad categories
  • No annual fee
  • No FX fees
  • Cell phone protection
Read the full review
Wyndham Rewards Earner Plus Card
$75/yr · 60,000 points
Read the full review
Wells Fargo Autograph Card
$0/yr · 20,000 points

Editorial take: Wyndham Rewards Earner Plus Card

Underrated card for Vacasa rentals and Caesars properties (which take Wyndham points). The 7,500 anniversary points alone (~$75 in value) make the fee a wash; Platinum status adds late checkout and 15% bonus.

Editorial take: Wells Fargo Autograph Card

The best no-annual-fee card for everyday spend in 2026. 3x on six broad categories with no caps trumps almost every other free card. Pair with the Autograph Journey if you want transferable points.

Common questions

Which card has the bigger sign-up bonus, Wyndham Rewards Earner Plus Card or Wells Fargo Autograph Card?
The Wyndham Rewards Earner Plus Card has the bigger bonus — 60,000 points, worth roughly $600, versus 20,000 points (~$200) on the Wells Fargo Autograph Card.
Is the Wyndham Rewards Earner Plus Card's $75 annual fee worth it compared to the Wells Fargo Autograph Card?
At $75/yr, the Wyndham Rewards Earner Plus Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Wells Fargo Autograph Card's — pick the one whose perks you'll actually use.
Can I have both the Wyndham Rewards Earner Plus Card and Wells Fargo Autograph Card?
Yes, since they're from different issuers (Barclays and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Wyndham Rewards Earner Plus Card or the Wells Fargo Autograph Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Plus Card: $1,000 spend in 3 months. Wells Fargo Autograph Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.