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Wyndham Rewards Earner Plus Card vs U.S. Bank Altitude Reserve Visa Infinite

Both are well-respected travel cards. The Wyndham Rewards Earner Plus Card comes from Barclays at $75/yr; the U.S. Bank Altitude Reserve Visa Infinite from U.S. Bank at $400/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureWyndham Rewards Earner Plus CardU.S. Bank Altitude Reserve Visa Infinite
Annual fee$75$400
Sign-up bonus60,000 points50,000 points
Bonus value (est.)$600$750
Min spend to unlock bonus$1,000 in 3 mo$4,500 in 3 mo
IssuerBarclaysU.S. Bank
Card categoryhoteltravel
Best earning category (Wyndham)6x1x
Transfer partnerswyndham-rewardsNone
Headline benefits
  • 7,500 anniversary points
  • Platinum status
  • Vacasa redemptions
  • 4x gas + groceries
  • $325 annual travel credit
  • 5x mobile wallet travel + dining
  • 8 Priority Pass visits/year
  • 12 Gogo in-flight passes
Read the full review
Wyndham Rewards Earner Plus Card
$75/yr · 60,000 points
Read the full review
U.S. Bank Altitude Reserve Visa Infinite
$400/yr · 50,000 points

Editorial take: Wyndham Rewards Earner Plus Card

Underrated card for Vacasa rentals and Caesars properties (which take Wyndham points). The 7,500 anniversary points alone (~$75 in value) make the fee a wash; Platinum status adds late checkout and 15% bonus.

Editorial take: U.S. Bank Altitude Reserve Visa Infinite

The hidden-gem premium card for mobile-wallet users — 5x on travel + dining via Apple Pay or Google Pay is the strongest single earning multiplier available. The $325 travel credit applies broadly (almost anything coded as travel or dining). Worth the $400 fee for anyone who taps to pay.

Common questions

Which card has the bigger sign-up bonus, Wyndham Rewards Earner Plus Card or U.S. Bank Altitude Reserve Visa Infinite?
The U.S. Bank Altitude Reserve Visa Infinite has the bigger bonus — 50,000 points, worth roughly $750, versus 60,000 points (~$600) on the Wyndham Rewards Earner Plus Card.
Is the Wyndham Rewards Earner Plus Card's $75 annual fee worth it compared to the U.S. Bank Altitude Reserve Visa Infinite?
At $75/yr, the Wyndham Rewards Earner Plus Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Altitude Reserve Visa Infinite's — pick the one whose perks you'll actually use.
Can I have both the Wyndham Rewards Earner Plus Card and U.S. Bank Altitude Reserve Visa Infinite?
Yes, since they're from different issuers (Barclays and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Wyndham Rewards Earner Plus Card or the U.S. Bank Altitude Reserve Visa Infinite first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Plus Card: $1,000 spend in 3 months. U.S. Bank Altitude Reserve Visa Infinite: $4,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.