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Wyndham Rewards Earner Plus Card vs Capital One Venture X

Both are well-respected travel cards. The Wyndham Rewards Earner Plus Card comes from Barclays at $75/yr; the Capital One Venture X from Capital One at $395/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Capital One Venture X is the stronger pick today — the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Wyndham Rewards Earner Plus Card's. Get the Capital One Venture X first; revisit the Wyndham Rewards Earner Plus Card after you've earned that bonus.

FeatureWyndham Rewards Earner Plus CardCapital One Venture X
Annual fee$75$395
Sign-up bonus60,000 points75,000 miles
Bonus value (est.)$600$1,350
Min spend to unlock bonus$1,000 in 3 mo$4,000 in 3 mo
IssuerBarclaysCapital One
Card categoryhoteltravel
Best earning category (Wyndham)6x1x
Transfer partnerswyndham-rewardscapital-one
Headline benefits
  • 7,500 anniversary points
  • Platinum status
  • Vacasa redemptions
  • 4x gas + groceries
  • $300 annual travel credit
  • 10,000 anniversary miles
  • Capital One Lounges
  • 2x on all other purchases
Read the full review
Wyndham Rewards Earner Plus Card
$75/yr · 60,000 points
Read the full review
Capital One Venture X
$395/yr · 75,000 miles

Editorial take: Wyndham Rewards Earner Plus Card

Underrated card for Vacasa rentals and Caesars properties (which take Wyndham points). The 7,500 anniversary points alone (~$75 in value) make the fee a wash; Platinum status adds late checkout and 15% bonus.

Editorial take: Capital One Venture X

The best value premium travel card. $300 travel credit, Priority Pass, 10,000 anniversary miles, and a massive transfer partner list — all for $395. It's hard to beat.

Common questions

Which card has the bigger sign-up bonus, Wyndham Rewards Earner Plus Card or Capital One Venture X?
The Capital One Venture X has the bigger bonus — 75,000 miles, worth roughly $1,350, versus 60,000 points (~$600) on the Wyndham Rewards Earner Plus Card.
Is the Wyndham Rewards Earner Plus Card's $75 annual fee worth it compared to the Capital One Venture X?
At $75/yr, the Wyndham Rewards Earner Plus Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Capital One Venture X's — pick the one whose perks you'll actually use.
Can I have both the Wyndham Rewards Earner Plus Card and Capital One Venture X?
Yes, since they're from different issuers (Barclays and Capital One) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Wyndham Rewards Earner Plus Card or the Capital One Venture X first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Plus Card: $1,000 spend in 3 months. Capital One Venture X: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.