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Wyndham Rewards Earner Plus Card vs Capital One Spark Miles for Business

Both are well-respected travel cards. The Wyndham Rewards Earner Plus Card comes from Barclays at $75/yr; the Capital One Spark Miles for Business from Capital One at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureWyndham Rewards Earner Plus CardCapital One Spark Miles for Business
Annual fee$75$95
Sign-up bonus60,000 points50,000 miles
Bonus value (est.)$600$900
Min spend to unlock bonus$1,000 in 3 mo$4,500 in 3 mo
IssuerBarclaysCapital One
Card categoryhotelbusiness
Best earning category (Wyndham)6x1x
Transfer partnerswyndham-rewardscapital-one
Headline benefits
  • 7,500 anniversary points
  • Platinum status
  • Vacasa redemptions
  • 4x gas + groceries
  • 2x on everything
  • Transfers to 15+ partners
  • No FX fees
  • Global Entry credit
Read the full review
Wyndham Rewards Earner Plus Card
$75/yr · 60,000 points
Read the full review
Capital One Spark Miles for Business
$95/yr · 50,000 miles

Editorial take: Wyndham Rewards Earner Plus Card

Underrated card for Vacasa rentals and Caesars properties (which take Wyndham points). The 7,500 anniversary points alone (~$75 in value) make the fee a wash; Platinum status adds late checkout and 15% bonus.

Editorial take: Capital One Spark Miles for Business

The strongest catch-all 2x business card with transferable points. The annual fee is waived first year; the Capital One transfer chart includes Aeroplan, Flying Blue, Turkish, and Virgin Atlantic — enough to make 2x meaningful.

Common questions

Which card has the bigger sign-up bonus, Wyndham Rewards Earner Plus Card or Capital One Spark Miles for Business?
The Capital One Spark Miles for Business has the bigger bonus — 50,000 miles, worth roughly $900, versus 60,000 points (~$600) on the Wyndham Rewards Earner Plus Card.
Is the Wyndham Rewards Earner Plus Card's $75 annual fee worth it compared to the Capital One Spark Miles for Business?
At $75/yr, the Wyndham Rewards Earner Plus Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Capital One Spark Miles for Business's — pick the one whose perks you'll actually use.
Can I have both the Wyndham Rewards Earner Plus Card and Capital One Spark Miles for Business?
Yes, since they're from different issuers (Barclays and Capital One) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Wyndham Rewards Earner Plus Card or the Capital One Spark Miles for Business first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Plus Card: $1,000 spend in 3 months. Capital One Spark Miles for Business: $4,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.