Editorial take: The Platinum Card from Amex
The granddaddy of premium cards with Centurion Lounge access, hotel elite status, and a mountain of credits. The $695 fee stings, but if you use even half the credits, you come out ahead.
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Side-by-side
The Platinum Card from Amex vs World of Hyatt Business Credit Card
Both are well-respected travel cards. The The Platinum Card from Amex comes from American Express at $695/yr; the World of Hyatt Business Credit Card from Chase at $199/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the World of Hyatt Business Credit Card — its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | The Platinum Card from Amex | World of Hyatt Business Credit Card |
|---|---|---|
| Annual fee | $695 | $199 |
| Sign-up bonus | 80,000 points | 75,000 points |
| Bonus value (est.) | $1,600 | $1,275 |
| Min spend to unlock bonus | $8,000 in 6 mo | $7,500 in 3 mo |
| Issuer | American Express | Chase |
| Card category | travel | business |
| Best earning category (Flights) | 5x | 1x |
| Transfer partners | amex-mr | world-of-hyatt |
| Headline benefits |
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Read the full review
The Platinum Card from Amex
$695/yr · 80,000 points
Read the full review
World of Hyatt Business Credit Card
$199/yr · 75,000 points
Editorial take: World of Hyatt Business Credit Card
The strongest hotel business card if you actually stay at Hyatts. Five elite night credits + top-3-categories earning + the $100 in Hyatt credits make it pay for its $199 fee for almost any Hyatt-leaning traveler. Underrated.
Common questions
- Which card has the bigger sign-up bonus, The Platinum Card from Amex or World of Hyatt Business Credit Card?
- The The Platinum Card from Amex has the bigger bonus — 80,000 points, worth roughly $1,600, versus 75,000 points (~$1,275) on the World of Hyatt Business Credit Card.
- Is the The Platinum Card from Amex's $695 annual fee worth it compared to the World of Hyatt Business Credit Card?
- Premium cards like the The Platinum Card from Amex ($695/yr) earn their fee through credits — travel, dining, lounge access, statement reimbursements. If you'd actively use $695+ of those credits, the math works. The World of Hyatt Business Credit Card at $199/yr trades some perks for a lower commitment.
- Can I have both the The Platinum Card from Amex and World of Hyatt Business Credit Card?
- Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the The Platinum Card from Amex or the World of Hyatt Business Credit Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. The Platinum Card from Amex: $8,000 spend in 6 months. World of Hyatt Business Credit Card: $7,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.