Marriott Bonvoy Business American Express Card vs U.S. Bank Altitude Reserve Visa Infinite

Common questions

Which card has the bigger sign-up bonus, Marriott Bonvoy Business American Express Card or U.S. Bank Altitude Reserve Visa Infinite?

The Marriott Bonvoy Business American Express Card has the bigger bonus — 3 free nights, worth roughly $1,500, versus 50,000 points (~$750) on the U.S. Bank Altitude Reserve Visa Infinite.

Is the Marriott Bonvoy Business American Express Card's $125 annual fee worth it compared to the U.S. Bank Altitude Reserve Visa Infinite?

At $125/yr, the Marriott Bonvoy Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Altitude Reserve Visa Infinite's — pick the one whose perks you'll actually use.

Can I have both the Marriott Bonvoy Business American Express Card and U.S. Bank Altitude Reserve Visa Infinite?

Yes, since they're from different issuers (American Express and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Marriott Bonvoy Business American Express Card or the U.S. Bank Altitude Reserve Visa Infinite first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Business American Express Card: $6,000 spend in 6 months. U.S. Bank Altitude Reserve Visa Infinite: $4,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.