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Hilton Honors American Express Business Card vs Hilton Honors American Express Aspire

Both are hotel travel cards. The Hilton Honors American Express Business Card comes from American Express at $195/yr; the Hilton Honors American Express Aspire from American Express at $550/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from American Express and target hotel spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Hilton Honors American Express Aspire costs $355 more per year — only worth it if you'll actually use the upgraded perks.

FeatureHilton Honors American Express Business CardHilton Honors American Express Aspire
Annual fee$195$550
Sign-up bonus175,000 points150,000 points
Bonus value (est.)$875$750
Min spend to unlock bonus$8,000 in 6 mo$6,000 in 6 mo
IssuerAmerican ExpressAmerican Express
Card categoryhotelhotel
Best earning category (Hilton)12x14x
Transfer partnershilton-honorsNone
Headline benefits
  • 12x at Hilton
  • Free night cert after $15k spend
  • Second free night after $60k
  • Hilton Gold status
  • Automatic Diamond status
  • Free weekend night certificate
  • $250 resort credit
  • Priority Pass lounge access
Read the full review
Hilton Honors American Express Business Card
$195/yr · 175,000 points
Read the full review
Hilton Honors American Express Aspire
$550/yr · 150,000 points

Editorial take: Hilton Honors American Express Business Card

If you stay at Hiltons, this is the underrated middle tier — the $60/quarter credit + the $15k-spend Free Night routinely cover the $195 fee, and Gold status is real value at any Hilton property.

Editorial take: Hilton Honors American Express Aspire

Pretty much a no-brainer if you stay at Hilton hotels. The $550 annual fee pays for itself with just the free night reward alone, which can be used at any standard room property — even $1,000+ per night hotels.

Common questions

Which card has the bigger sign-up bonus, Hilton Honors American Express Business Card or Hilton Honors American Express Aspire?
The Hilton Honors American Express Business Card has the bigger bonus — 175,000 points, worth roughly $875, versus 150,000 points (~$750) on the Hilton Honors American Express Aspire.
Is the Hilton Honors American Express Business Card's $195 annual fee worth it compared to the Hilton Honors American Express Aspire?
At $195/yr, the Hilton Honors American Express Business Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Hilton Honors American Express Aspire's — pick the one whose perks you'll actually use.
Can I have both the Hilton Honors American Express Business Card and Hilton Honors American Express Aspire?
Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Hilton Honors American Express Business Card or the Hilton Honors American Express Aspire first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors American Express Business Card: $8,000 spend in 6 months. Hilton Honors American Express Aspire: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.