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Hilton Honors American Express Business Card vs The Platinum Card from Amex

Both are well-respected travel cards. The Hilton Honors American Express Business Card comes from American Express at $195/yr; the The Platinum Card from Amex from American Express at $695/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the The Platinum Card from Amex is the stronger pick today — the sign-up bonus is meaningfully larger ($725 more in estimated value) than the Hilton Honors American Express Business Card's. Get the The Platinum Card from Amex first; revisit the Hilton Honors American Express Business Card after you've earned that bonus.

FeatureHilton Honors American Express Business CardThe Platinum Card from Amex
Annual fee$195$695
Sign-up bonus175,000 points80,000 points
Bonus value (est.)$875$1,600
Min spend to unlock bonus$8,000 in 6 mo$8,000 in 6 mo
IssuerAmerican ExpressAmerican Express
Card categoryhoteltravel
Best earning category (Hilton)12x1x
Transfer partnershilton-honorsamex-mr
Headline benefits
  • 12x at Hilton
  • Free night cert after $15k spend
  • Second free night after $60k
  • Hilton Gold status
  • Centurion Lounge access
  • $200 airline fee credit
  • $200 hotel credit
  • $200 Uber Cash
Read the full review
Hilton Honors American Express Business Card
$195/yr · 175,000 points
Read the full review
The Platinum Card from Amex
$695/yr · 80,000 points

Editorial take: Hilton Honors American Express Business Card

If you stay at Hiltons, this is the underrated middle tier — the $60/quarter credit + the $15k-spend Free Night routinely cover the $195 fee, and Gold status is real value at any Hilton property.

Editorial take: The Platinum Card from Amex

The granddaddy of premium cards with Centurion Lounge access, hotel elite status, and a mountain of credits. The $695 fee stings, but if you use even half the credits, you come out ahead.

Common questions

Which card has the bigger sign-up bonus, Hilton Honors American Express Business Card or The Platinum Card from Amex?
The The Platinum Card from Amex has the bigger bonus — 80,000 points, worth roughly $1,600, versus 175,000 points (~$875) on the Hilton Honors American Express Business Card.
Is the Hilton Honors American Express Business Card's $195 annual fee worth it compared to the The Platinum Card from Amex?
At $195/yr, the Hilton Honors American Express Business Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the The Platinum Card from Amex's — pick the one whose perks you'll actually use.
Can I have both the Hilton Honors American Express Business Card and The Platinum Card from Amex?
Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Hilton Honors American Express Business Card or the The Platinum Card from Amex first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors American Express Business Card: $8,000 spend in 6 months. The Platinum Card from Amex: $8,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.