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American Express Gold Card vs AAdvantage Aviator Business Mastercard

Both are well-respected travel cards. The American Express Gold Card comes from American Express at $325/yr; the AAdvantage Aviator Business Mastercard from Barclays at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

If you're not sure you'll use premium perks, start with the AAdvantage Aviator Business Mastercard — its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.

FeatureAmerican Express Gold CardAAdvantage Aviator Business Mastercard
Annual fee$325$95
Sign-up bonus60,000 points65,000 miles
Bonus value (est.)$1,200$910
Min spend to unlock bonus$8,000 in 6 mo$1,000 in 3 mo
IssuerAmerican ExpressBarclays
Card categorytravelbusiness
Best earning category (Restaurants)4x1x
Transfer partnersamex-mraadvantage
Headline benefits
  • 4x on restaurants worldwide
  • 4x on U.S. supermarkets
  • $120 dining credit
  • $120 Uber Cash
  • Free bag for 5 travelers
  • $30k spend = companion cert
  • Easy 65k sign-up
  • 2x on AA
Read the full review
American Express Gold Card
$325/yr · 60,000 points
Read the full review
AAdvantage Aviator Business Mastercard
$95/yr · 65,000 miles

Editorial take: American Express Gold Card

The ultimate foodie card, earning bonus points at restaurants worldwide and at U.S. supermarkets. Plus over $400 in easy-to-use statement credits make the annual fee a no-brainer.

Editorial take: AAdvantage Aviator Business Mastercard

Cleanest AA business card under $100 fee. Free bags for 5 travelers + the $30k companion cert + an easy 65k bonus. Solid for any AA-leaning small business.

Common questions

Which card has the bigger sign-up bonus, American Express Gold Card or AAdvantage Aviator Business Mastercard?
The American Express Gold Card has the bigger bonus — 60,000 points, worth roughly $1,200, versus 65,000 miles (~$910) on the AAdvantage Aviator Business Mastercard.
Is the American Express Gold Card's $325 annual fee worth it compared to the AAdvantage Aviator Business Mastercard?
At $325/yr, the American Express Gold Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the AAdvantage Aviator Business Mastercard's — pick the one whose perks you'll actually use.
Can I have both the American Express Gold Card and AAdvantage Aviator Business Mastercard?
Yes, since they're from different issuers (American Express and Barclays) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the American Express Gold Card or the AAdvantage Aviator Business Mastercard first?
Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Gold Card: $8,000 spend in 6 months. AAdvantage Aviator Business Mastercard: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.