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Delta SkyMiles Reserve Business American Express Card vs The Platinum Card from Amex

Both are well-respected travel cards. The Delta SkyMiles Reserve Business American Express Card comes from American Express at $650/yr; the The Platinum Card from Amex from American Express at $695/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureDelta SkyMiles Reserve Business American Express CardThe Platinum Card from Amex
Annual fee$650$695
Sign-up bonus100,000 miles80,000 points
Bonus value (est.)$1,200$1,600
Min spend to unlock bonus$8,000 in 6 mo$8,000 in 6 mo
IssuerAmerican ExpressAmerican Express
Card categoryairlinetravel
Best earning category (Delta)3x1x
Transfer partnersskymilesamex-mr
Headline benefits
  • 15 Sky Club visits/year
  • First-class companion cert
  • $20/mo resy credit
  • MQD Headstart
  • Centurion Lounge access
  • $200 airline fee credit
  • $200 hotel credit
  • $200 Uber Cash
Read the full review
Delta SkyMiles Reserve Business American Express Card
$650/yr · 100,000 miles
Read the full review
The Platinum Card from Amex
$695/yr · 80,000 points

Editorial take: Delta SkyMiles Reserve Business American Express Card

Premium Delta business. Sky Club + first-class companion cert combined typically cover the fee for couples on a single trip. Stack with personal Delta Reserve only if you really want unlimited Sky Club.

Editorial take: The Platinum Card from Amex

The granddaddy of premium cards with Centurion Lounge access, hotel elite status, and a mountain of credits. The $695 fee stings, but if you use even half the credits, you come out ahead.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Reserve Business American Express Card or The Platinum Card from Amex?
The The Platinum Card from Amex has the bigger bonus — 80,000 points, worth roughly $1,600, versus 100,000 miles (~$1,200) on the Delta SkyMiles Reserve Business American Express Card.
Is the Delta SkyMiles Reserve Business American Express Card's $650 annual fee worth it compared to the The Platinum Card from Amex?
Premium cards like the Delta SkyMiles Reserve Business American Express Card ($650/yr) earn their fee through credits — travel, dining, lounge access, statement reimbursements. If you'd actively use $650+ of those credits, the math works. The The Platinum Card from Amex at $695/yr trades some perks for a lower commitment.
Can I have both the Delta SkyMiles Reserve Business American Express Card and The Platinum Card from Amex?
Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Reserve Business American Express Card or the The Platinum Card from Amex first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Reserve Business American Express Card: $8,000 spend in 6 months. The Platinum Card from Amex: $8,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.