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Delta SkyMiles Platinum Business American Express Card vs World of Hyatt Business Credit Card

Both are well-respected travel cards. The Delta SkyMiles Platinum Business American Express Card comes from American Express at $350/yr; the World of Hyatt Business Credit Card from Chase at $199/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureDelta SkyMiles Platinum Business American Express CardWorld of Hyatt Business Credit Card
Annual fee$350$199
Sign-up bonus85,000 miles75,000 points
Bonus value (est.)$1,020$1,275
Min spend to unlock bonus$6,000 in 6 mo$7,500 in 3 mo
IssuerAmerican ExpressChase
Card categoryairlinebusiness
Best earning category (Delta)3x1x
Transfer partnersskymilesworld-of-hyatt
Headline benefits
  • Annual companion cert
  • Free bag for 9 travelers
  • Sky Club at $50/visit
  • $10/mo resy credit
  • $100 Hyatt credits annually
  • 5 elite night credits
  • Top-3 categories at 2x
  • 10% points rebate up to 200k
Read the full review
Delta SkyMiles Platinum Business American Express Card
$350/yr · 85,000 miles
Read the full review
World of Hyatt Business Credit Card
$199/yr · 75,000 points

Editorial take: Delta SkyMiles Platinum Business American Express Card

Strong middle-tier Delta card. The annual companion certificate alone covers the $350 fee for any couple flying domestic. Sky Club access at member rate is also better than nothing.

Editorial take: World of Hyatt Business Credit Card

The strongest hotel business card if you actually stay at Hyatts. Five elite night credits + top-3-categories earning + the $100 in Hyatt credits make it pay for its $199 fee for almost any Hyatt-leaning traveler. Underrated.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Business American Express Card or World of Hyatt Business Credit Card?
The World of Hyatt Business Credit Card has the bigger bonus — 75,000 points, worth roughly $1,275, versus 85,000 miles (~$1,020) on the Delta SkyMiles Platinum Business American Express Card.
Is the Delta SkyMiles Platinum Business American Express Card's $350 annual fee worth it compared to the World of Hyatt Business Credit Card?
At $350/yr, the Delta SkyMiles Platinum Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the World of Hyatt Business Credit Card's — pick the one whose perks you'll actually use.
Can I have both the Delta SkyMiles Platinum Business American Express Card and World of Hyatt Business Credit Card?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Platinum Business American Express Card or the World of Hyatt Business Credit Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Business American Express Card: $6,000 spend in 6 months. World of Hyatt Business Credit Card: $7,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.