Delta SkyMiles Platinum Business American Express Card vs Delta SkyMiles Reserve Business American Express Card

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Business American Express Card or Delta SkyMiles Reserve Business American Express Card?

The Delta SkyMiles Reserve Business American Express Card has the bigger bonus — 100,000 miles, worth roughly $1,200, versus 85,000 miles (~$1,020) on the Delta SkyMiles Platinum Business American Express Card.

Is the Delta SkyMiles Platinum Business American Express Card's $350 annual fee worth it compared to the Delta SkyMiles Reserve Business American Express Card?

At $350/yr, the Delta SkyMiles Platinum Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Delta SkyMiles Reserve Business American Express Card's — pick the one whose perks you'll actually use.

Can I have both the Delta SkyMiles Platinum Business American Express Card and Delta SkyMiles Reserve Business American Express Card?

Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Delta SkyMiles Platinum Business American Express Card or the Delta SkyMiles Reserve Business American Express Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Business American Express Card: $6,000 spend in 6 months. Delta SkyMiles Reserve Business American Express Card: $8,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.