Blue Business Plus from Amex vs American Express Gold Card

Common questions

Which card has the bigger sign-up bonus, Blue Business Plus from Amex or American Express Gold Card?

The American Express Gold Card has the bigger bonus — 60,000 points, worth roughly $1,200, versus 15,000 points (~$300) on the Blue Business Plus from Amex.

Is the Blue Business Plus from Amex's $0 annual fee worth it compared to the American Express Gold Card?

The Blue Business Plus from Amex has no annual fee, so the question is whether the American Express Gold Card's $250 fee is justified by its perks. If you'll use enough of the American Express Gold Card's benefits to clear $250 in value annually, it's worth it; otherwise stick with the Blue Business Plus from Amex.

Can I have both the Blue Business Plus from Amex and American Express Gold Card?

Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Blue Business Plus from Amex or the American Express Gold Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Plus from Amex: $3,000 spend in 3 months. American Express Gold Card: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.