Blue Business Plus from Amex vs Delta SkyMiles Reserve Business American Express Card

Common questions

Which card has the bigger sign-up bonus, Blue Business Plus from Amex or Delta SkyMiles Reserve Business American Express Card?

The Delta SkyMiles Reserve Business American Express Card has the bigger bonus — 100,000 miles, worth roughly $1,200, versus 15,000 points (~$300) on the Blue Business Plus from Amex.

Is the Blue Business Plus from Amex's $0 annual fee worth it compared to the Delta SkyMiles Reserve Business American Express Card?

The Blue Business Plus from Amex has no annual fee, so the question is whether the Delta SkyMiles Reserve Business American Express Card's $650 fee is justified by its perks. If you'll use enough of the Delta SkyMiles Reserve Business American Express Card's benefits to clear $650 in value annually, it's worth it; otherwise stick with the Blue Business Plus from Amex.

Can I have both the Blue Business Plus from Amex and Delta SkyMiles Reserve Business American Express Card?

Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Blue Business Plus from Amex or the Delta SkyMiles Reserve Business American Express Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Plus from Amex: $3,000 spend in 3 months. Delta SkyMiles Reserve Business American Express Card: $8,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.