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Alaska Airlines Atmos Rewards Visa Signature vs IHG One Rewards Premier

Both are well-respected travel cards. The Alaska Airlines Atmos Rewards Visa Signature comes from Bank of America at $99/yr; the IHG One Rewards Premier from Chase at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAlaska Airlines Atmos Rewards Visa SignatureIHG One Rewards Premier
Annual fee$99$99
Sign-up bonus70,000 miles + Companion Fare185,000 points
Bonus value (est.)$1,400$925
Min spend to unlock bonus$3,000 in 3 mo$3,000 in 3 mo
IssuerBank of AmericaChase
Card categoryairlinehotel
Best earning category (Alaska)3x1x
Transfer partnersmileage-planNone
Headline benefits
  • $99 Companion Fare annually
  • Free checked bag for 6
  • 3x on Alaska, 2x dining/gas
  • No foreign tx fees
  • Free night award annually
  • Platinum Elite status
  • 4th night free on awards
  • 10x at IHG properties
Read the full review
Alaska Airlines Atmos Rewards Visa Signature
$99/yr · 70,000 miles + Companion Fare
Read the full review
IHG One Rewards Premier
$99/yr · 185,000 points

Editorial take: Alaska Airlines Atmos Rewards Visa Signature

The Companion Fare alone justifies the $99 fee — book a paid Alaska ticket, take a partner along for $99 + tax. Easy three-figure value at the West Coast / Asia-via-Alaska routes Alaska reaches.

Editorial take: IHG One Rewards Premier

A solid hotel card if you stay at IHG properties regularly. The free night award and 4th night free on award stays can easily offset the $99 annual fee.

Common questions

Which card has the bigger sign-up bonus, Alaska Airlines Atmos Rewards Visa Signature or IHG One Rewards Premier?
The Alaska Airlines Atmos Rewards Visa Signature has the bigger bonus — 70,000 miles + Companion Fare, worth roughly $1,400, versus 185,000 points (~$925) on the IHG One Rewards Premier.
Is the Alaska Airlines Atmos Rewards Visa Signature's $99 annual fee worth it compared to the IHG One Rewards Premier?
At $99/yr, the Alaska Airlines Atmos Rewards Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the IHG One Rewards Premier's — pick the one whose perks you'll actually use.
Can I have both the Alaska Airlines Atmos Rewards Visa Signature and IHG One Rewards Premier?
Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Alaska Airlines Atmos Rewards Visa Signature or the IHG One Rewards Premier first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Alaska Airlines Atmos Rewards Visa Signature: $3,000 spend in 3 months. IHG One Rewards Premier: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.